Contact NAT
|
Sitio en Español
About Us
Executive Team
Family Of Companies
NAT at a Glance
Contact Us
Customer Service
Request Information
Inside NAT
Events
States We Serve
Home
Title Information
Title Basics
Title Basics Home
Why Owner's Title Insurance?
50 Ways To Lose Title
Advantages of an Owner’s Title
Escrow Basics
Products & Services
Real Estate Services
Home Buyer & Seller
Lenders
Commercial
Attorneys
Career Opportunities
Find an Office
News & Info
NAT TV
NAT News
Educational Resources
Events
Place an Order
Protect
Search for:
Behind the professional masks our associates wear every day, beat the hearts of SUPER HEROES!
At our title offices, our associates perform many professional tasks with the ultimate goal of protecting our customers' homeownership rights.
Why is this profession so crucial? The title industry has tracked and verified land ownership for more than 100 years. It provides the necessary services to ensure documents held in the nation's more than 3,500 county seats are accurate and up to date.
The integrity of the property title system rests on the shoulders of title professionals, whose daily efforts make property ownership in the U.S. the safest in the world.
You know her as a
Title Sales Representative
. But she is really …
THE ENFORCER
… dedicated to truth, justice and the safe transfer of property.
The work she does supports the Real Estate Agent, Lender, Homebuyer and Seller in their pursuit of the transaction, facilitating communications and helping her customers navigate unusual circumstances or special requirements.
Learn More
Meet the
Title Abstractor
. He is an expert
DETECTIVE,
searching through public records to determine the history of ownership of a piece of real estate. The abstractor develops an abstract of title, which is a synopsis of all of the information gathered, including ownership of the property; previous mortgages judgments and liens; unpaid taxes and more.
Providing this initial documentation to the title underwriter and the lender gives them an understanding of what must be done in the coming weeks to make sure a “clean” title is handed to the new buyer.
Learn More
Behind the calm exterior of the
Title Agent
or
Examiner
is a tough-as-nails
FIXER.
She knows the lender won’t provide mortgage funds and the title insurance company won’t insure the title if she doesn’t “cure” the title. Her job is to resolve all issues, clear up any discrepancies, and get all the paperwork and documents in proper order to meet the requirements of the title company and the lender.
Learn More
Our mild-mannered
Escrow Agent
is
THE GUARDIAN.
He has one of the most crucial roles in the transaction, since he is the protector of the funds that are deposited, as well as the guardian of our customers’ nonpublic personal information that appears on many of the documents he handles.
The escrow agent gathers all funds and instructions. He makes sure the wishes of all the parties are carried out and that the funds are properly paid out to all service providers, in addition to the seller.
Learn More
The
Closing Agent
is the master
WEAVER
. In her hands, lies evidence of all that occurred between the signing of the real estate contract and the final transfer. With the final mortgage package, sales contract and funds in hand, she arranges the final closing or sign-off with the homebuyer and seller.
At the closing, she explains each document that the homebuyer or borrower is signing, and notarizes the necessary documents.
Learn More
The
Title Insurance Underwriter
is
THE SENTINEL
After conducting a final review of the public record to ensure there were no additional filings between the initial title search and the closing, he issues the final title insurance policies,
One to the lender to protect its mortgage interest in the property
One to the new homeowners to protect their interest
And then
THE SENTINEL
stands guard over the title of the property for as long as the new owners or their heirs own the property. In accordance with the policy provisions, he wards off any claims that may be made.
Video coming soon...
Enter the
Claims Attorney
AKA
THE DEFENDER.
Not to worry, homeowner!
THE DEFENDER
will
Investigate the claim
If the claim is legitimate, she will resolve the claim, according to the provisions in the title insurance policy
If she determines the claim is not legit, she will defend your rights at court
THE DEFENDER
stands ready to protect your rights to the property for as long as you own your home.
Video coming soon...
First Name:
Last Name:
Industry:
-- Select One --
Attorney
Home Builder
Home Buyer
Home Seller
Lender
Real Estate Agent
Real Estate Broker
State:
Select One
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Northern Marianas Islands
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Washington
Virginia
Wisconsin
Wyoming
City:
Email:
Captcha:
Need more information? Check out these resources.
Web Resources
www.nat.com/Title-Information
Videos
Understanding Title Insurance
Advantages of an Owner’s Title Policy
Protect Your Home Ownership
Flyers
Count the Ways Title Insurance Can Save Your Home
Enhanced Owner's Policy Comparison
How Title Insurance Works to Protect Your Home
How You Can Lose Title to Your Home
Lenders Demand It
Title Insurance FAQs