Protect - The Guardian

North American Title’s The Guardian

You know them as Escrow Agents or Escrow Officers, but they are really … GUARDIANS … dedicated to protecting the information and funds entrusted to them by all parties to the real estate transaction.
They work side-by-side with all the TITLE PROTECTORS at North American Title, including the Sales Representative, the Abstractor, the Title Agent, the Closing Agent, the Underwriter and the Claims Attorney. Learn more about all our SUPER HEROES at

The Escrow Agent has one of the most crucial roles in the transaction, since he is the protector of the funds that are deposited, as well as the guardian of our customers’ nonpublic personal information that appears on many of the documents he handles. He gathers all funds and instructions and makes sure the wishes of all the parties are carried out and that the funds are properly paid out to all service providers, in addition to the Seller.
The work of the Title Escrow Officer includes:
  • The Escrow Agent creates a separate account to hold the funds for the transaction, including:
    The earnest money
    The Lender’s mortgage deposit
    The Buyer’s down payment and closing costs
  • He follows the conditions of the real estate contract and the Lender’s instructions to make sure all terms are met.
  • He prepares all documents associated with the processing and closing of escrow, conveyance of title, recording of documents, clearing of title requirements and issuance of title insurance.
  • He reconciles escrow instructions with the commitment or preliminary title report.
  • He answers customer questions concerning status of pending items in the escrow files and proactively provides status updates to Real Estate Agents and Lenders.
  • He prepares instructions and supporting documents for signing.
  • After the closing, he disburses the money in accordance with the closing instructions.
Visit the Title Protectors page to learn more.
Contact a North American Title agent today to put your transaction in the hands of the North American Title SUPER HEROES.